Permanent Disability Benefits
You are eligible for permanent disability (PD) benefits if you suffered a severe injury that leaves you permanently disabled. Like TD benefits, PD benefits are offered for both partial and total disability.
Permanent partial disability (PPD) benefits are offered for:
- The amputation of a body part
- Loss of function of a body part as outlined by the state’s disability schedule
This includes things like accidental amputation of a finger, hand, arm, foot, or leg, as well as loss of hearing or vision in one or both ears/eyes. For any partial permanent disability, PPD benefits are offered for a certain number of weeks based on the schedule.
Permanent total disability (PTD) benefits are offered for:
- Cognitive disability due to a traumatic brain injury
- Loss of vision in both eyes
- Amputation of both hands
- Amputation of both feet
- Amputation of one hand and one foot
- Paralysis of two limbs
Once you have reached maximum medical improvement (MMI), as determined by your doctor, they will then evaluate you for permanent disability. In addition to the above-mentioned injuries, you may qualify for PTD benefits if you suffer other injuries/conditions that prevent you from returning to work in any capacity or performing any type of gainful employment whatsoever.