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Uninsured Motorist Claims In Connecticut

In Connecticut, all licensed drivers must carry auto insurance. Additionally, all motorists are required by law to carry a certain minimum amount of liability coverage—$25,000 per person and $50,000 per accident—along with a minimum of $25,000 in property damage. However, despite the law, many motorists choose to drive without the required auto insurance. If you were involved in a car accident with an uninsured motorist or were involved in a hit-and-run accident, you may still be able to recover compensation for your damages by filing an uninsured motorist claim with your own auto insurance provider. Uninsured motorist (UM) coverage is a mandatory form of insurance in Connecticut that protects you in the event that you are injured by someone who does not have the required minimum liability coverage. To learn more about filing an uninsured motorist claim in Connecticut, as well as how our attorneys can help, contact Goff Law Group online or by phone at 203-399-0000.

Do I Have Uninsured Motorist Coverage?

If you are a licensed driver in the state of Connecticut, you are required to carry minimum liability insurance and uninsured motorist coverage. UM coverage should be included in your normal auto insurance policy. Just like with your other auto insurance coverage, Connecticut imposes minimum coverage amounts on UM policies. These amounts are as follows:

  • $25,000 per person in bodily injury coverage
  • $50,000 per accident in bodily injury coverage

Note that you are not required by law to have UM coverage for property damage. However, you may elect to add additional UM coverage, including extra coverage in addition to the minimum bodily injury requirements, to your policy. Additionally, it is important to know that your UM policy covers yourself, your family, and anyone in your car at the time of the accident.

Pam Cameron

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How Does Uninsured Motorist Coverage Work?

If you are hit by an uninsured driver or involved in a hit-and-run, your first step would be to turn to your own auto insurance provider for UM compensation. In other words, you will need to file a claim with your own insurance company to recover damages. For example, say you were hit by someone who was texting and driving at the time of the collision. Both you and your passenger suffer moderate injuries in the accident. The distracted driver stops after the accident but tells you that they don’t have any car insurance.

After the accident, you go to the doctor to seek treatment for your injuries, as does your passenger. While your passenger’s injuries turn out to be relatively mild, yours are more serious. You have to take time off work to heal, meaning you miss out on a week’s worth of wages. When you file a claim with your insurance company for UM compensation, you should be able to recover up to $25,000 for your losses. Together, both you and your passenger cannot recover more than $50,000 for all losses you both sustained as a result of the accident.

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Why Work With An Attorney?

With a 99% success rate, Goff Law Group has a proven track record of helping clients in Connecticut obtain the compensation they need to move on from a serious construction accident. We put our clients first and are available to serve you 24/7. Your attorney is just a text or email away at all times. With offices in Hartford, Stamford, New Haven, and Shelton, we can assist clients throughout the state of Connecticut.

Client Stories

Real Stories. Raw Results.

Goff Law Group reviews:

4.7 of 5 based on 436 reviews
Sarai Black

Goff Law Group has been great to me for about 3 years now. Any accident I have I am sure they are the first I call! They are extremely efficient with their communication and realistic with what expectations should be. The hospitality has...

Davita Alexander

I must say I am very happy with the Goff Law firm. I was in an accident back in Jan. I just closed my case and picked up my check yesterday. I was very satisfied with the results. Chase is the best. She help out every step of the way and...

Arthur Weatherington

Goff Law Firm is the most efficient,team of lawyers,that. Kept me updated with my case and I Highly recommend them to anyone who has been involved in an accident.THANKS FOR YOUR HARD WORK.

Amanda Novak

Attorney Chase was great to work with. Highly recommend Goff law group!

Francheska Rivera

Very compassionate and patient people.

Paul Ruzbarsky

I had the opportunity to hire the Goff Law Group to represent me.  Attorney Pam Cameron and her Paralegal Tracy were both outstanding.  They were on top of all aspects of the case and did a great job keeping me informed.  ...

Kimberly Colon

From the moment I was injured my health was raised as a concern. I’ve been treated with nothing but respect and compassion. Gabby was amazing communicating and checking in on me every step of the way. Making me feel more than just ...

Ken Becker

Attorney Pam Cameron and Paralegal Tracy Hanson at Goff Law were instrumental in helping us navigate a very difficult time after a distracted driver, who was drinking and driving, totaled our daughter's car, which was filled with college...

Nancy Gonzalez

The Goff Law Group delivered outstanding service in my auto accident injury claim. Their dedication and commitment to my case resulted in a significant settlement. The team is dedicated to providing excellent service. They made me feel c...

Phil Amico

I was in a minor car accident, but I hurt my shoulder.I got the Goff law firm involved.After other driver's insurance company made an offer that would cover one week of the 2 months of physical rehab. The Goff law group really went to ba...

Debra Colli

When I first had my car accident I was not getting anywhere with the insurance company.   It was so frustrating for me as it was not my fault.    I was hit by someone going thru a red light.   When I called the Goff L...

Jennifer Miller

Very kind and considerate staff of attorneys, from the front desk secretary to every single attorney, Veronica, Erin, Lauren, Liz, and Brooke. Very concerned about our health and well being through this entire process, I’m very tha...

Nikki Reyes

From first contact with this group, I was treated with top priority. Yvonne and Erin walked me through the process and kept me informed every step of the way. Attorney Goff also sent me a welcome gift which was unique and so thoughtful. ...

Caitlynn Hernandez

Goff law group is outstanding, there's so many wonderful things to list. The staff goes above and beyond I was kept in contact about everything, which made it a smooth process. Attorney Marisa is wonderful very knowledgeable I give stars...

Kayleigh Jimenez

Hello my name is Miguel a recent client of Goff, my wife Kayleigh was logged into Chrome so it may say her name. My experience with Goff has been pleasurable simply because I was able to sense their genuine concern from the second I was ...

Johnnaya Carr

I want to thank the entire team for their dedication and hard work for my case. This has been a trying time for my family and I, but knowing that Morgan, Carrie and the other members of the Goff Law Group were working on our behalf, gave...

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The Next Generation Of Personal Injury Law Firms

Goff Law Group is a law firm made up of experienced attorneys with various litigation backgrounds and skills. We focus all of our efforts on the plaintiff's personal injury field of law, and we do not practice in any other specialties. We maintain this focus because this field of law changes every day, and you deserve an attorney who is a master of personal injury rather than a jack of all trades.

We invite you to have a cup of coffee with us and see for yourself how we are different. You deserve more. You deserve a modern-day law firm—you deserve Goff Law Group.

Danielle Wisniowski

Related Pages

Distracted Driving Accidents Fatal Car Accidents Head-On Collisions Drunk Driving Accidents Hit & Run Accidents

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